Who we are
We are different
We are a financing company servicing businesses and individuals in Canada.
We look differently at collateral when it comes to factoring of financing. Our products help your business grow even if banks or factoring companies don't approve you. Our products and services are especially valuable to small and medium sized construction companies.
Unlike banks and other financial institutions we specialize in back to back financing.
Our payment processing capabilities allow you to pay and get paid faster.
Products and Services
Personal Account
Instantly send to and receive payments from other PTBANK account holders.
Service | Fee/Limit |
|---|---|
Account setup | $ 0.00 |
Monthly plan | $ 0.00 |
Withdrawal fee (EFT) | $ 1.50 |
Withdrawal fee (Bank Draft) | $ 10.00 |
Withdrawal fee (Cash) | $ 0.00 |
Transaction Fee (Incoming) | 0% |
Transaction Fee (Outgoing) | 0% |
Credit Limit | $ 5,000.00 |
Business Account
Instantly send to and receive payments from other PTBANK account holders and have access to a higher credit limit and advanced invoicing capabilities.
Service | Fee/Limit |
|---|---|
Account setup | $ 0.00 |
Monthly plan | Please contact |
Withdrawal fee (EFT) | $ 1.50 |
Withdrawal fee (Bank Draft) | $ 10.00 |
Withdrawal fee (Cash) | $ 0.00 |
Transaction Fee (Incoming) | Please contact |
Transaction Fee (Outgoing) | 0% |
Credit Limit | $ 200,000.00 |
Construction Mortgages
Highest LTV in the industry
We provide construction mortgages up to 85% LTV of the finished property.
* Flexible terms and rates
* Subject to review of the general contractor undertaking work.
* Subject to LTV of the property.
Credit limit - up to $ 1,000,000.00